Last Updated: April 3, 2025
Welcome to Legacy Guard Life (also known as LGL). These Terms and Conditions ("Terms") govern your access to and use of our website, forms, and services. By using our site, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
You must be at least 18 years old to use this website or submit your information. By submitting a form, quote request, or otherwise interacting with Legacy Guard Life, you represent that you are legally eligible to do so.
By using our services, you also agree to our Privacy Policy, which outlines how we collect, use, store, and protect your information.
By submitting your information through this website or associated forms, you provide express written consent and electronic signature to be contacted by Legacy Guard Life (also known as LGL) and its authorized representatives via:
This consent applies even if your number is listed on a Do Not Call (DNC) registry. Consent is not a condition of purchase. You may opt out of SMS messages by replying STOP at any time.
Legacy Guard Life is an independent agency that partners with licensed insurance carriers. While we help match clients with appropriate options and may assist in submitting applications, all underwriting decisions, coverage determinations, pricing, and policy terms are made solely by the insurance carriers. We are not responsible for delays, denials, claims handling, or other decisions made by these third-party companies.
All content, branding, and materials on this site are the property of Legacy Guard Life and may not be copied, distributed, republished, or used without written permission.
Our website may include links to third-party websites. We are not responsible for the content, privacy practices, or terms of those sites. Visiting them is at your own risk.
We may terminate or restrict access to the website or services at our discretion, with or without notice, for any reason including breach of these Terms.
Legacy Guard Life shall not be held liable for any indirect, incidental, or consequential damages arising from the use of this website, our services, or the actions of insurance carriers or service providers. This includes — but is not limited to — delays in processing, coverage rejections, or dissatisfaction with any policy outcome. Users agree to use this site and its services at their own risk.
All services are provided "as is" and "as available" without any warranty, express or implied. Legacy Guard Life makes no guarantees about approval, pricing, or insurance outcomes, and we do not warrant that use of the site will be uninterrupted or error-free.
While Legacy Guard Life serves customers across the United States and its territories, all matters relating to the use of this website or our services shall be governed by the laws of the State of Florida.
We may update these Terms at any time. Changes will be posted here with an updated date. Continued use of our website or services means you accept the revised Terms.
If you have any questions about these Terms, please contact us at:
Email: [email protected]